Terms & Conditions

Introduction & Acceptance of Terms

Welcome to Spindle, a product by Smartgenx Private Limited. By accessing or using our application, website, or services (collectively, “Services”), you agree to comply with and be bound by these Terms & Conditions. If you do not agree with any part of these terms, please discontinue the use of Spindle immediately.

These terms govern all interactions with the Spindle platform, including document scanning, PDF tools, budgeting features, user accounts, integrations, and all available functionalities.

Use of the Service

You agree to use Spindle only for lawful purposes and in a manner that does not violate any local, national, or international laws. You may not misuse the app or attempt unauthorized access to servers, data, or restricted sections of the platform.

Cookies & Tracking Technologies

Spindle uses cookies to improve your browsing experience. Cookies help store your preferences, maintain login sessions, and analyze usage patterns for better performance.

Some cookies are essential for the functioning of the platform and cannot be disabled. Optional cookies may be disabled through your browser settings.

Intellectual Property & License

All content, trademarks, design elements, source code, features, and materials available on Spindle are the exclusive property of Smartgenx Private Limited.

You must NOT:

  • Copy or republish any material from Spindle
  • Sell, rent, or sublicense platform content
  • Reproduce or duplicate copyrighted materials
  • Redistribute Spindle content without permission

User Responsibilities & Content Rules

Users may submit comments, feedback, uploaded documents, or shared content. You are solely responsible for the content you submit and must ensure it does not violate the rights of any third party.

You represent that:

  • You own or have rights to publish any content you upload
  • Your content does not violate copyrights or trademarks
  • Your content is not defamatory, offensive, or illegal
  • You will not use the platform to promote unlawful activities

Smartgenx reserves the right to monitor, edit, or remove content that violates these terms.

Hyperlinking to Our Website

Certain approved organizations such as government agencies, search engines, news outlets, and online directories may link to our website without prior permission.

Links must not be misleading, falsely imply endorsement, or conflict with our brand integrity.

Content Liability

We are not responsible for any content that appears on third-party websites linking to or referencing Spindle. You agree to protect and defend us from claims arising from content displayed on your website.

Reservation of Rights

Smartgenx reserves the right to request the removal of any link pointing to our website. Continued linking indicates your agreement to comply with these conditions.

Removal of Links & Accuracy of Information

If you find any link on our platform that is offensive or inappropriate, you may report it to us. While we review such requests, we are not obligated to respond or remove the link.

We do not guarantee accuracy or completeness of information on our website. Content may be updated at any time without notice.

Disclaimer & Limitations of Liability

As permitted by applicable law, Spindle excludes all warranties and representations related to the website or app usage. We are not liable for any damages resulting from using or inability to use the Service.

While we strive for accuracy and uptime, we do not guarantee that the app or website will always be available, error-free, or fully functional at all times.

Why us
Why Choose Us?

Keep track of your spending in real time with enhanced transactions.

WHY OUR SPINDLE APP

Budget-Aware Payment System

Set your monthly or weekly budget — the app automatically alerts you when you are close to or exceeding your spending limit.
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